Fixed rate accounts - Personal savings - HTB
"We're proud to have received a Platinum Feefo Trusted Service Award in 2020, all thanks to our team of savings specialists."
Stuart Hulme, Director of Savings
1 Year Bond (Issue 39)
  • AER
    0.35%
  • Gross
    0.35%
  • Min Investment
    £1,000
  • Max Investment
    £250,000
More Details
  • Term
    1 year
  • Interest Paid
    Annually
  • How to Apply
    Online
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term based on two example deposit amounts?

  • £1,000 invested in this account would earn £3.50 interest by the end of the term
  • £50,000 invested in this account would earn £175.00 interest by the end of the term

These are indicative figures assuming annually compounded interest. You cannot withdraw money from your bond before the end of the term.

A bond is the right choice for you if you::
  • do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
A bond is not the right choice for you if you::
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term
More Details
2 Year Bond (Issue 46)
  • AER
    0.40%
  • Gross
    0.40%
  • Min Investment
    £1,000
  • Max Investment
    £250,000
More Details
  • Term
    2 years
  • Interest Paid
    Annually
  • How to Apply
    Online
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term based on two example deposit amounts?

  • £1,000 invested in this account would earn £8.02 interest by the end of the term
  • £50,000 invested in this account would earn £400.80 interest by the end of the term

These are indicative figures assuming annually compounded interest. You cannot withdraw money from your bond before the end of the term.

A bond is the right choice for you if you::
  • do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
A bond is not the right choice for you if you::
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term
More Details
1 Year ISA Bond (Issue 16)
  • AER
    0.66%
  • Gross
    0.66%
  • Min Investment
    £1
  • Max Investment
    £250,000
More Details
  • Term
    1 year
  • Interest Paid
    Annually
  • How to Apply
    Online or by post
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term?

  • £20,000 invested in this account would earn you £132.00 interest by the end of the term (Indicative figure assuming anually compounded interest). These are indicative figures assuming anually compounded interest. you cannot withdraw money from your bond before the end of the term.
  • Need to transfer your Cash ISA from another provider to us? Apply online or by post using the form below and we’ll do the rest.
  • Data Protection: All information that you provide to us will be processed in accordance with our Fair Processing Notice. Please read this carefully before applying to open the account.
THIS OPTION IS RIGHT FOR YOU IF YOU:
  • do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
  • want to benefit from tax-free savings
THIS OPTION IS NOT RIGHT FOR YOU IF YOU:
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term

You cannot withdraw money from your fixed rate ISA bond before the end of the term.

More Details
2 Year ISA Bond (Issue 15)
  • AER
    0.80%
  • Gross
    0.80%
  • Min Investment
    £1
  • Max Investment
    £250,000
More Details
  • Term
    2 years
  • Interest Paid
    Annually
  • How to Apply
    Online or by post
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term?

  • £20,000 invested in this account would earn £321.28 interest by the end of the term. These are indicative figures assuming annually compounded interest. You cannot withdraw money from your bond before the end of the term.
  • Need to transfer your cash ISA from another provider to us? Apply online or by post using the form below and we’ll do the rest.
  • Data protection: All information that you provide to us will be processed in accordance with our Fair Processing Notice. Please read this carefully before applying to open the account.

 

This option is right for you if you:
  • do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
  • want to benefit from tax-free savings
This option is not right for you if you:
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term

 

You cannot withdraw money from your fixed rate ISA bond before the end of the term.

More Details
FAQs
Financial Services Compensation Scheme (FSCS)
Terms explained
Proud of our achievements
Savings Champion Customer Services 2020 - HTB
Feefo Platinum 2020 - HTB
Don't want Fixed rate accounts?

Fixed rate cash ISAs

0.80%

For savings guidance contact HTB’s personal savings team on 020 7862 6222 or email us.

Why not take a look at our latest range of recently launched cash ISA bonds?

Feefo Logo Latest Ratings & Reviews

Don't just take our word for it.
5/5

“Very happy with my decision”

Friendly, knowledgeable and professional
25 June 2026
5/5

“Great bank”

Chap I spoke to for help was clear, helpful and prompt
25 June 2026
5/5

“.”

.
24 June 2026
5/5

“Good Bank”

Easy application
25 June 2026
5/5

“Great”

Clear and easy to follow
24 June 2026
5/5

“Trusted Customer”

Very good
24 June 2026
5/5

“Trusted Customer”

Wasn’t use.
24 June 2026
5/5

“Competitive interest rate and easy to open online”

Opened online and no problem with the service. Will be opening more accounts when accounts with other under performing provider mature.
24 June 2026
5/5

“Trusted Customer”

18 June 2026
5/5

“Ease of opening an account.”

Very understanding and helpful.
17 June 2026
5/5

“Trusted Customer”

10 June 2026
4/5

“Trusted Customer”

okay
8 May 2026
5/5

“Easy application process”

It seems odd to talk about service in relation to an online bank. Does the website work? is all that matters. I had no problems.
8 May 2026
5/5

“Trusted Customer”

easy to understand
29 April 2026
5/5

“Spurned by Rate Tart”

Polite and professional
16 April 2026
5/5

“Trusted Customer”

16 April 2026
5/5

“ISA 2 years fixed”

Competitive rates easy set up
16 April 2026
4/5

“I like Hampshire Trust Bank”

Oooh I liked it a lot
16 April 2026
5/5

“Happy Transfer”

All email correspondance was clear and easy to follow
16 April 2026
4/5

“Simple onboarding”

Opening an account was straightforward via an online application. They provided updates on my application and the funding of my account so that I could make the necessary decisions within the appropriate time frames/deadlines. I called once for more clarity on the rate and account funding timelines, and that call was helpful and friendly. All in all, a good experience.
16 April 2026

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