Fixed rate accounts - Personal savings - HTB
"We're proud to have received a Platinum Feefo Trusted Service Award in 2020, all thanks to our team of savings specialists."
Stuart Hulme, Director of Savings
1 Year Bond (Issue 39)
  • AER
    0.35%
  • Gross
    0.35%
  • Min Investment
    £1,000
  • Max Investment
    £250,000
More Details
  • Term
    1 year
  • Interest Paid
    Annually
  • How to Apply
    Online
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term based on two example deposit amounts?

  • £1,000 invested in this account would earn £3.50 interest by the end of the term
  • £50,000 invested in this account would earn £175.00 interest by the end of the term

These are indicative figures assuming annually compounded interest. You cannot withdraw money from your bond before the end of the term.

A bond is the right choice for you if you::
  • do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
A bond is not the right choice for you if you::
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term
More Details
2 Year Bond (Issue 46)
  • AER
    0.40%
  • Gross
    0.40%
  • Min Investment
    £1,000
  • Max Investment
    £250,000
More Details
  • Term
    2 years
  • Interest Paid
    Annually
  • How to Apply
    Online
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term based on two example deposit amounts?

  • £1,000 invested in this account would earn £8.02 interest by the end of the term
  • £50,000 invested in this account would earn £400.80 interest by the end of the term

These are indicative figures assuming annually compounded interest. You cannot withdraw money from your bond before the end of the term.

A bond is the right choice for you if you::
  • do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
A bond is not the right choice for you if you::
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term
More Details
1 Year ISA Bond (Issue 16)
  • AER
    0.66%
  • Gross
    0.66%
  • Min Investment
    £1
  • Max Investment
    £250,000
More Details
  • Term
    1 year
  • Interest Paid
    Annually
  • How to Apply
    Online or by post
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term?

  • £20,000 invested in this account would earn you £132.00 interest by the end of the term (Indicative figure assuming anually compounded interest). These are indicative figures assuming anually compounded interest. you cannot withdraw money from your bond before the end of the term.
  • Need to transfer your Cash ISA from another provider to us? Apply online or by post using the form below and we’ll do the rest.
  • Data Protection: All information that you provide to us will be processed in accordance with our Fair Processing Notice. Please read this carefully before applying to open the account.
THIS OPTION IS RIGHT FOR YOU IF YOU:
  • do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
  • want to benefit from tax-free savings
THIS OPTION IS NOT RIGHT FOR YOU IF YOU:
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term

You cannot withdraw money from your fixed rate ISA bond before the end of the term.

More Details
2 Year ISA Bond (Issue 15)
  • AER
    0.80%
  • Gross
    0.80%
  • Min Investment
    £1
  • Max Investment
    £250,000
More Details
  • Term
    2 years
  • Interest Paid
    Annually
  • How to Apply
    Online or by post
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term?

  • £20,000 invested in this account would earn £321.28 interest by the end of the term. These are indicative figures assuming annually compounded interest. You cannot withdraw money from your bond before the end of the term.
  • Need to transfer your cash ISA from another provider to us? Apply online or by post using the form below and we’ll do the rest.
  • Data protection: All information that you provide to us will be processed in accordance with our Fair Processing Notice. Please read this carefully before applying to open the account.

 

This option is right for you if you:
  • do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
  • want to benefit from tax-free savings
This option is not right for you if you:
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term

 

You cannot withdraw money from your fixed rate ISA bond before the end of the term.

More Details
FAQs
Financial Services Compensation Scheme (FSCS)
Terms explained
Proud of our achievements
Savings Champion Customer Services 2020 - HTB
Feefo Platinum 2020 - HTB
Don't want Fixed rate accounts?

Fixed rate cash ISAs

0.80%

For savings guidance contact HTB’s personal savings team on 020 7862 6222 or email us.

Why not take a look at our latest range of recently launched cash ISA bonds?

Feefo Logo Latest Ratings & Reviews

Don't just take our word for it.
5/5

“Good all round ISA”

Smooth and uncomplicated. Very good communication and easy to set up
13 August 2026
5/5

“Trusted Customer”

Great service
5 August 2026
5/5

“Great customer service and product”

Great customer service, always very helpful and informative when I called in. Very good customer service
5 August 2026
4/5

“Trusted Customer”

16 July 2026
5/5

“A no hassle experience”

No issues setting up an account and accessing which is what you want as a customer without having to fall back on customer support.
16 July 2026
5/5

“Easy straightforward banking as it should be”

Clear instructions and layout.
16 July 2026
5/5

“On-line Account”

On-line service easy to understand.
10 July 2026
5/5

“Trusted Customer”

9 July 2026
5/5

“Trusted Customer”

8 July 2026
5/5

“Trusted Customer”

4 July 2026
5/5

“Straightforward and Hassle-free Process”

Opening the account online was straightforward and hassle-free. Depositing the initial £5,000 went smoothly with no issues. Obviously, it's very early days but the initial setup and onboarding process were excellent.
8 July 2026
5/5

“Trusted Customer”

3 July 2026
4/5

“HTB - 6 month Fixed account - simple but not so quick!”

Good service to open the account but a delay in full confirmation which was surprising.
8 July 2026
5/5

“Customer friendly.”

Very good and easy to navigate their site.
8 July 2026
5/5

“Good short term fixed rate”

The service is very good, helpful friendly staff easy to get hold of on the phone.
8 July 2026
4/5

“Easy experience”

Straight forward, no questions needed answering.
8 July 2026
4/5

“Trusted Customer”

Didn't need to talk to anyone so I don't know
8 July 2026
5/5

“Excellent account”

Haven’t needed to use customer service but opening account online was very easy and straightforward.
2 July 2026
5/5

“Trusted Customer”

Impressed by the customer service, who appear to be UK based.
2 July 2026
5/5

“Trusted Customer”

27 June 2026

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