HTB / Personal savings / Variable rate accounts

Variable rate accounts

Compare our variable rate personal savings accounts

Variable rate notice accounts are great if you’re looking for a good return on your money in exchange for locking it away for a short period of time. They’re a good alternative to fixed rate accounts if you do not want to make a longer-term commitment. Whilst we can change the interest rate on a variable rate account, we will always tell you far enough in advance to allow you to withdraw your money before the change comes into effect if you wish to do so.

Already know what you want?

If you already know the account you want, then let’s get started.

Open an account

"We're proud to have received a Platinum Feefo Trusted Service Award in 2020, all thanks to our team of savings specialists."

Stuart Hulme, Director of Savings

95 Day Notice Account (Issue 8)

Download PDF

AER

0.25%
Gross

0.25%
Min Investment

£1,000
Max Investment

£250,000

More Details

FAQs

We try to make everything as clear as possible, but sometimes it just isn’t. That’s why we’ve listed some of our most commonly asked questions with answers.

Learn More

Financial Services Compensation Scheme (FSCS)

When you save with HTB you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

Any deposits you hold above the FSCS compensation limit are unlikely to be covered, unless under specific circumstances, as determined by the FSCS.

Learn More

Terms explained

AER

AER means Annual Equivalent Rate, which illustrates what the interest would be if it was compounded annually. We quote the AER on all of our accounts so that you can compare our products with those other banks.

Gross

Gross is the interest rate without the deduction of income tax. This is the interest paid on your account.